One Day Advisor

In 2021, Malaysian artist  Red Hong Yi  sold her art piece  Doge to the Moon  for RM325,000. The piece – a large printed Chinese Yuan, with Mao Zedong replaced by viral internet meme Doge – was a non-fungible token (NFT). With  Doge to the Moon  auctioned off on  cryptocurrency exchange Binance, to the highest bidder who bought the piece in Ethereum, we have been left wondering if NFTs are something more artists should consider. If you’re a digital artist who feels his/her art is being undervalued, and if you’re tired of creating constant content for Instagram in the hopes that it could make you some money, perhaps NFTs are the solution.  So…what are NFTs? We have an  entire explainer going into NFTs  and the culture around them, as well as an explainer on  the blockchain technology that NFTs use . You don’t have to study every word in them, but the rest of this guide will make references to things like Ethereum, proof of work, and ...

Over 140 Washington DECA high school students recently completed a five-week, distance-learning Digital Marketing Challenge developed by Marketing Counts, a Seattle-area marketing agency. Each week, students learned new digital marketing skills and were encouraged to take their learning and provide free marketing consultations to small businesses in their area. Now, Washington DECA and Marketing Counts are asking for the community to help select the overall winner of the challenge. Starting June 16th, voting will be live at  www.marketingcounts.com/wadeca . We invite the public to view the finalists and vote for the team who created the best marketing plan. Voting will be available from June 16th to June 22nd and the winner will be announced on June 24th. The top 3 teams will receive a scholarship award. “It’s hard to believe these are high school students. The marketing plans they have created are impressive, professionally delivered, and truly sets a standard for emerging busines...

If you are looking for the best personal loans in Malaysia, you've come to the right place.  A personal loan is a type of loan that is issued by banks and financial institutions. It is the perfect solution when you are in need of extra funds to finance personal expenses like your home renovations, holidays, education costs, business, medical bills or anything else. Personal loans give you the financial flexibility to use the funds as per your convenience and needs. As its name suggest, a personal loan is a type of unsecured loan and helps to meet your current financial needs. You don't usually need to pledge any security or collateral to apply for a personal loan. We've analysed and reviewed these personal loans below to help you find the best match for your requirements. Best Personal Loan Malaysia 2021 / 2022 Alliance Bank CashFirst Personal Loan Interest rate from: 3.99% Tenure: 1 - 7 years Loan Amount: RM5,000 - RM150,000 Minimum Income: RM3,000 (locals) Processing Fee:...

SME or also known as Small and Medium-sized Enterprises are businesses that maintain revenues, assets, or a number of employees below a certain threshold. These business entities are often regarded as the heartbeat of Malaysia’s emerging and developing economies. Apart from providing vast numbers of employment opportunities, SME businesses are generally entrepreneurial in nature, helping to shape innovation. Best SME loan Malaysia 2022 Interest Rates Here is a list of SME loan schemes and their interest rates for 2022 in Malaysia: SME Bank Business Accelerator Program Profit Rate: from 4% p.a. Annual Turnover: min. RM300k SME Bank Small Business Financing Profit Rate: from 8% p.a. Annual Turnover: min. RM150k RHB SME Online Financing   Interest Rate:from 8.45% p.a. Annual Turnover: RM500k - RM25m Aspirasi Capital Plus Profit Rate: from 18% p.a. Annual Turnover: RM - HSBC Working Capital Term Loan for SME Interest Rate: from 9.89% p.a...

If you are looking for the best motor insurance in Malaysia, you've come to the right place. There are three types of car insurance in Malaysia: comprehensive cover, third party cover, third party fire and theft cover. They sound pretty similar but when you look into the details, each of them offers different coverage. For instance, third party car insurance covers only the repair cost of other people’s car involved in the accident. Same goes to third party fire and theft insurance, with the addition of coverage for damage caused by fire and theft. These car insurance are more affordable compared to comprehensive car insurance because the coverage isn’t applicable for your own car. Therefore, it’s highly recommended to get comprehensive car insurance for maximum financial protection so you don’t have to drain your savings to repair your car. We take a look at the most popular car insurance in Malaysia and try to assist you in deciding which gives you the best value. Here is the lis...

Executive MBA programs are designed for working executives, managers, entrepreneurs, and other business leaders who have many years of work experience, to gain an MBA whilst still working for their companies. Courses are typically explored from a management perspective and are often scheduled at night and on the weekends to accommodate working professionals. Below is a list of executive MBA programs in Malaysia. We have gone beyond and shortlisted a list of top 7 recommended MBA programs so that it's easier for you to choose. The list is based on Google Search Results and information available on blogs, reviews sites and forums. The recommended MBA programs have been arranged in no particular order. Check out the list below. #1. Master of Business Administration Open University Malaysia The MBA programme is designed to enhance student's managerial skills and capability in managing organisations efficiently and effectively. The OUM MBA provides the opportunity for th...

If you are looking for the best credit cards in Malaysia, you've come to the right place. Finding the best credit card to suit your spending style will help you get the most benefits and rewards for every RM you spend. This includes earning air miles for ever local and overseas spend, earning cash back on categories like Dining, Online Shopping, and Petrol to name a few, and earning rewards and discounts per RM spent. We've analysed and reviewed these cards below to help you find the best match for your lifestyle. Best Basic Credit Cards 1. Maybank 2 Gold Card Why settle for one when you can get 2 cards? With the Maybank 2 Gold Card, you will get to enjoy the benefits of two cards which are the Maybank2 MasterCard and Maybank2 American Express Card. Only one sign up is required and you will be able to keep tabs on both cards through one statement.    Apply Now Among the benefits of the cards are as below: 5x TreatsPoints for spending on Maybank2 American Express Card in M...

A cryptocurrency is a digital or virtual currency that is secured by cryptography, which makes it nearly impossible to counterfeit or double-spend. Many cryptocurrencies are decentralised networks based on blockchain technology—a distributed ledger enforced by a disparate network of computers. A defining feature of cryptocurrencies is that central authorities generally do not issue them, rendering them theoretically immune to government interference or manipulation. Lately, many types of cryptocurrencies have been making headlines on the news. This is because of their increasing prices which are making tons of investors happy. However, it is not very popular in Malaysia and many people still do not have a clear idea of what it is. If you are interested to buy Bitcoin or crypto in Malaysia, here are the ways to do so. Here is a list of Bitcoin ATMs in Kuala Lumpur and Malaysia for you to buy Bitcoin or crypto in Malaysia . Please take note that there is a fee for each transaction and th...