SME Loan Malaysia 2022 Interest Rates

By Editorial Team -

SME or also known as Small and Medium-sized Enterprises are businesses that maintain revenues, assets, or a number of employees below a certain threshold. These business entities are often regarded as the heartbeat of Malaysia’s emerging and developing economies. Apart from providing vast numbers of employment opportunities, SME businesses are generally entrepreneurial in nature, helping to shape innovation.

SME Loan Malaysia

Best SME loan Malaysia 2022 Interest Rates

Here is a list of SME loan schemes and their interest rates for 2022 in Malaysia:

SME Bank Business Accelerator Program
Profit Rate: from 4% p.a.
Annual Turnover: min. RM300k

SME Bank Small Business Financing

Profit Rate: from 8% p.a.
Annual Turnover: min. RM150k

RHB SME Online Financing

 
Interest Rate:from 8.45% p.a.
Annual Turnover: RM500k - RM25m

Aspirasi Capital Plus
Profit Rate: from 18% p.a.
Annual Turnover: RM -

HSBC Working Capital Term Loan for SME
Interest Rate: from 9.89% p.a.
Annual Turnover: min. RM500k

IVC Business Loan
Interest Rate: from 18% p.a.
Annual Turnover: RM -

Bank Rakyat Skim Pembiayaan Mikro-i MUsk
Profit Rate: from 12.56% p.a.
Annual Turnover: up to RM300k

Bank Rakyat Skim Pembiayaan Mikro-i MEF
Profit Rate: from 8.25% p.a.
Annual Turnover: up to RM300k

Agrobank Term Financing-i
Profit Rate: from 11% p.a.
Annual Turnover: RM300k - RM15m

UOB BizMoney
Interest Rate: from 6.48% p.a.
Annual Turnover: min. RM1m

BSN Micro TemaNiaga-i Tawarruq
Profit Rate: from 6.38% p.a.
Annual Turnover: RM300k - RM15m

BSN Microplus
Interest Rate: from 8.45% p.a.
Annual Turnover: RM300k - RM50m

MIDF SME Emergency Fund
Interest Rate: from 3% p.a.
Annual Turnover: RM300k - RM50m

BSN Micro TemanMesra
Interest Rate: from 6.38% p.a.
Annual Turnover: RM300k - RM15m

MIDF Soft Loan Scheme for Small & Medium Enterprises
Interest Rate: from 4% p.a.
Annual Turnover: RM300k - RM50m

BSN Micro TemaNiaga
Interest Rate: from 6.38% p.a.
Annual Turnover: RM300k - RM15m


For a comprehensive list of other SME loan schemes in Malaysia, check out SME loan Malaysia pdf.

Comments

Post a Comment

Pages

Popular posts from this blog

7 Best Crypto Exchanges Malaysia 2025

By Editorial Team -
Image
The best cryptocurrency exchanges work similarly to the best stock trading apps, offering competitive fees and resources on digital marketplaces like mobile or desktop. Crypto enthusiasts can easily buy, sell, and store popular digital currencies like Bitcoin or altcoins like Ethereum. Note that if you don't want to use your exchange's built-in wallet (if applicable), you'll need to set up an external crypto wallet, to store your assets securely. Here are some cryptocurrency exchanges you can use to buy Bitcoin or Crypto in Malaysia. 1. Luno (Previously known as BitX) Luno is the most popular digital asset exchange to buy Bitcoin or cryptocurrency in Malaysia which has served over 3 million users from more than 40 countries. They allow Malaysian users to buy Bitcoin, Ethereum, XRP and Bitcoin Cash through a Malaysian Ringgit (MYR) trading pair (i.e BTC/MYR). While they are probably the most renowned cryptocurrency exchange in Malaysia, the headquarter is located in South Af...
Read more

Glutathione vs NAD: What's the Difference?

By Editorial Team -
Image
What's the difference between glutathione and NAD? We will cover the essentials and explain about each of these nutrients below.  What is Glutathione? Glutathione or GSH (tripeptide of glutamic acid, cysteine, and glycine) is referred to as the body’s “master antioxidant” or the “mother of all antioxidants” because it is your body’s primary and most prevalent protector, found in all mammalian tissue. Types of Glutathione There is a lot of confusion about GSH and what makes an effective glutathione supplement. There are different types, different formulas, and a lot of different companies saying different things. L-Glutathione or Reduced Glutathione because it is the most commonly found, least expensive, and the true core behind other forms you will find. There is some debate whether L-Glutathione alone can be effective taken orally. The theory being the enzymes in your stomach break it down before it can ever reach the blood stream and become useful. Some  evidence ...
Read more

Quant hedge funds — led by industry stalwarts like Renaissance Technologies — had a strong 2024

By Editorial Team -
2024 was a good year for many of the industry's biggest quant names. Players like Renaissance Technologies and Marshall Wace returned more than 20%. Cliff Asness's AQR also had a big year, with its multistrategy Apex fund returning more than 15%. Much like their peers in the  multistrategy world , quant hedge funds had a strong 2024. Algorithm-driven trading firms mostly delivered double-digit returns across different quant strategy types, including "quantamental" funds that blend systematic and human-run qualities into one and trend-following offerings. However, most of these funds failed to match the S&P 500's 23% gain. In 2024, the biggest and oldest names in computer-run hedge funds led the way, such as Renaissance Technologies, the firm founded by the late billionaire  Jim Simons . The firm's two main funds available to investors — Renaissance Institutional Equities Fund and Renaissance Institutional Diversified Alpha — were up 22.7% and 15.6%, a pers...
Read more

Best 6 Retirement Villages in Malaysia 2024

By Editorial Team -
Image
Are you thinking of finding the best retirement home  for your parents in Malaysia? The demand for retirement homes in Malaysia can only go up in view of the increasing number of senior citizens in need of retirement homes that are affordable with good quality related support services. Malaysia is one of the top 10 retirement destinations in the world, based on the  Annual Global Retirement Index for the year 2020 .  Malaysian cities are clean and modern, its public transport unrivalled, and its people the friendliest in Asia. And while other Asian countries offer great budget holidays, and some offer first-class vacations, Malaysia manages to cater extraordinarily well to both. Next, you may need to understand some of the retirement related jargons here. There are many related terms such as retirement village, retirement home, retirement resorts, old folks homes, nursing homes, dual-key etc. So that we are on the same page, let's stick to the terms as defined by the Mala...
Read more

The billionaire's social calendar for 2025: The must-attend events for the world's wealthiest business icons

By Editorial Team -
There are about 3,320 billionaires in the world. That's about 0.00004% of the global population. Despite their scarcity, billionaires are surprisingly easy to find. After all, birds of a feather — especially those of a small brood — flock their private jets together. At the start of the year, they descend en masse on Davos. In July, they fly to Sun Valley for the Allen & Company Conference. And they wrap it up with New Year's Eve in St. Barts. Here's where the wealthiest among us mingle, wheel and deal, and relax, and how you can join them — for a small price, of course. January: Davos After billionaires shake off their New Year's Eve hangovers, many join world leaders and head to Switzerland for the World Economic Forum's annual meeting in Davos to attend lavish dinners, hit the slopes, and discuss the global problem du jour, which, this year, is collaboration for the intelligent age." The event, which will take place from January 20 to 24, is invite-only ...
Read more

How to Make Povidone Iodine 1% Nasal Spray

By Editorial Team -
Image
Iodine 1% Nasal Spray is part of the  FLCCC I-CARE early treatment protocol :  Nasal spray with 1% povidone-iodine: 2-3 times a day. Do not use for more than 5 days in pregnancy. If 1% product is not available, dilute the more widely available 10% solution and apply 4-5 drops to each nostril every 4 hours.  Use 1 % povidone iodine commercial product as per instructions 2–3 x daily. If 1 %-product not available, must first dilute the more widely available 10 %-solution. To make 1% povidone iodine concentrated solution from 10% povidone iodine solution, one dilution method is as follows: – First pour 1½ tablespoons (25ml) of 10% povidone/ iodine solution into a nasal irrigation bottle of 250ml. – Then fill to top with distilled, sterile or previously boiled water. – Tilt head back, apply 4–5 drops to each nostril. Keep tilted for a few minutes, let drain. - Not recommended in pregnancy. To make 1% povidone iodine nasal spray from 10% povidone iodine solution, it must be dil...
Read more

12 Best SME Business Loans in Malaysia 2025

By Editorial Team -
Image
SME or also known as Small and Medium-sized Enterprises are businesses that maintain revenues, assets, or a number of employees below a certain threshold. These business entities are often regarded as the heartbeat of Malaysia’s emerging and developing economies. Apart from providing vast numbers of employment opportunities, SME businesses are generally entrepreneurial in nature, helping to shape innovation. Generally, there are two criteria to be met in order for your business to qualify as an SME -- your annual sales turnover and the number of full time employees in your company. This also implies differently for each economy sector: Manufacturing (Small SMEs) Sales turnover RM300,000 to < RM15 million Full time employees 5 to < 75 people Manufacturing (Medium SMEs) Sales turnover RM15 million to < RM50 million Full time employees 75 to < 200 people Services & Others   (Small SMEs) Sales turnover RM300,000 to < RM3 million Full time employees 5 to < 30 ...
Read more

6 Best Cloud Kitchens in Kuala Lumpur and Selangor 2024

By Editorial Team -
Image
If you are looking for the best cloud kitchens in Malaysia, you've come to the right place. Like seemingly everything else, technology has been taking over the food industry. Traditionally, around  60% of new restaurants fail  within the first year, and almost 80% shut down before their fifth anniversary.  What are cloud kitchens (a.k.a. ghost kitchens, shared kitchens, dark kitchens or virtual kitchens)? They have been  in the news  a lot lately. So chances are that you have at least heard of them. On the surface, cloud kitchens are delivery-only restaurants.  Historically in tech, we have used the word "cloud" to mean either that the web-based processing happens at some remote data center or the files are saved at a data center. However, the meaning of the word has evolved lately to include anything that happens remotely so you can get the final product wherever you are. Cloud kitchens are restaurants that only have kitchens. They are essentially food pro...
Read more

BI Davos Diary Day 2: Donald Trump and AI have dominated conversations at the World Economic Forum

By Editorial Team -
As the rich and powerful gather for the World Economic Forum in Davos, Business Insider journalists are chairing panels, interviewing agenda setters, and speaking to people in the wings and at parties. This is what has been happening there on Tuesday. The talk at the parties was about who will fly over from DC Monday was officially  day one of Davos , but the action was taken up a notch on Tuesday. One question people at parties have been asking: Which of the CEOs who showed up to Trump's inauguration will make the trip to snowy Switzerland? Uber CEO Dara Khosrowshahi  is set to make an appearance on Thursday, but will  Sam Altman  also return? If  Sergey Brin  can make the time for Trump's inauguration, might he also make a trip over in a private jet? Separately, I spotted  Microsoft president Brad Smith  holding court with a gaggle of people outside Microsoft's house. I also saw  Amazon CEO Andy Jassy  going through the conference cent...
Read more

10 Best E Wallets in Malaysia 2025

By Editorial Team -
Image
An e-wallet or a digital wallet is a feature within an app that allows transactions to be made via a smartphone. Similar to a traditional 'wallet', the e-wallet stores digital cash instead of physical cash. The prominence of e-wallets in Malaysia has grown significantly in the past few years, with its huge growth mainly driven by the government’s efforts and active marketing efforts by various companies. Credit: CompareHero.my Let’s check out the popular eWallets in Malaysia now with their payment method, top up method and other features as below: 1) E Wallet Touch 'n GO Malaysia Courtesy of tngdigital.com.my TouchnGO eWallet is owned by TNG Digital Sdn Bhd, It’s an all in one e-wallet service covering all existing and future Touch ‘n Go products & services, with the Slogan “Shaping the future of e-payments for Malaysians”. Payment Method : QR Code Transfer to Friends : Yes, with Phone Number Top Up Method : FPX, Credit or Debit Card, Reload Pin, or Auto Reload Merchant...
Read more