Best Car Insurance in Malaysia 2022

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If you are looking for the best motor insurance in Malaysia, you've come to the right place. There are three types of car insurance in Malaysia: comprehensive cover, third party cover, third party fire and theft cover. They sound pretty similar but when you look into the details, each of them offers different coverage.


For instance, third party car insurance covers only the repair cost of other people’s car involved in the accident.

Same goes to third party fire and theft insurance, with the addition of coverage for damage caused by fire and theft.

These car insurance are more affordable compared to comprehensive car insurance because the coverage isn’t applicable for your own car.

Therefore, it’s highly recommended to get comprehensive car insurance for maximum financial protection so you don’t have to drain your savings to repair your car.

We take a look at the most popular car insurance in Malaysia and try to assist you in deciding which gives you the best value.

Here is the list:

Best Car Insurance in Malaysia 2021

Etiqa Car Insurance
  • Legal costs up to RM2,000
  • 24-hour Etiqa Auto Assist
  • E-hailing add-on coverage
AmAssurance Car Insurance
  • 0% repair cost
  • Unlimited coverage on Bodily Injury & Accidental Death
  • Car accessories add-on coverage
HSBC Car Insurance
  • Up to 55% no-claim discount
  • 24/7 free towing
  • Alternative travel assistance
Hong Leong Bank Car Insurance
  • Unlimited coverage on Bodily Injury & Accidental Death
  • Excess from RM400
  • Warranty on claims
MSIG Car Insurance
  • Up to RM3,000,000 on Loss/Damage of Property
  • Unlimited coverage on Bodily Injury & Accidental Death
  • Up to 55% no-claim discount

Best Takaful Car Insurance in Malaysia 2021

Etiqa Car Insurance
  • 24/7 free towing
  • Up to 55% no-claim discount
  • E-hailing add-on coverage
Maybank Car Insurance
  • Unlimited coverage on Bodily Injury & Accidental Death
  • 0% repair cost
  • Refund on early cancellation
Takaful IKHLAS Car Insurance
  • Excess from RM400
  • 24/7 free towing
  • 24/7 roadside assistance
Takaful Malaysia Car Insurance
  • Wide-range add-on coverage
  • Up to 55% no-claim discount
  • Refund on early cancellation
Zurich Takaful Car Insurance
  • E-hailing add-on coverage
  • Compassionate Flood Expenses add-on coverage
  • 0% repair cost

Source: https://ringgitplus.com/en/car-insurance/comprehensive/

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