The Consumer Advisor

Private hospitals in Malaysia will normally require a deposit before they admit you. This can usually be paid by cash, debit card or credit card. However, if you have a medical card, most private hospitals will accept admission without the deposit (cashless admission), after receiving the guarantee letter from the medical insurance company. If you do not have a medical card, you might want to consider having one. Given the options available, it's not easy to decide which of these to choose from. We take a look at the most popular medical cards in Malaysia and try to assist you in deciding which gives you the best value. Source: The Star Online, "Planning for healthcare costs in retirement", 4 October 2015 Compare best medical cards offering cashless admissions with flexible benefits and paying 100% of your medical bills, from major insurers in Malaysia. Here is the list: AIA Medical Card Malaysia WEBSITE:  www.aia.com.my ADDRESS: Menara AIA, 99 Jalan Amp...

An e-wallet is a feature within an app that allows transactions to be made via a smartphone. Similar to a traditional 'wallet', the e-wallet stores digital cash instead of physical cash. The prominence of e-wallets in Malaysia has grown significantly in the past few years, with its huge growth mainly driven by the government’s efforts and active marketing efforts by various companies. Credit: CompareHero.my Let’s check out the popular eWallets in Malaysia now with their payment method, top up method and other features as below: 1) E Wallet Touch 'n GO Courtesy of tngdigital.com.my TouchnGO eWallet is owned by TNG Digital Sdn Bhd, It’s an all in one e-wallet service covering all existing and future Touch ‘n Go products & services, with the Slogan “Shaping the future of e-payments for Malaysians”. Payment Method : QR Code Transfer to Friends : Yes, with Phone Number Top Up Method : FPX, Credit or Debit Card, Reload Pin, or Auto Reload Merchants : Over 100K Merchants as at...

Battered and bruised by the COVID-19 pandemic, the nation’s small and medium enterprises (SMEs) have suffered from decreased sales revenue and tightened cash flow. They have faced a lack of labour and difficulties in adopting technological solutions to digitalise their business. As such, the RM14.2 billion in funds available for SMEs in Budget 2022 is “like a lifeline” for SMEs,  said  Universiti Malaya senior economics lecturer Goh Lim Thye. “They will be able to solve their cash flow problems with these grants.” With the pandemic proving just how important it is for businesses to have an online presence, Goh said the RM200 million digitalisation grant would be especially useful as it would encourage SMEs to explore such opportunities for their businesses. Out of the RM200 million, RM50 million has been set aside to digitalise Bumiputera micro entrepreneurs in rural areas. Goh noted how the online shopping boom has seen platforms such as Lazada and Shopee generate massiv...

What's the difference between glutathione and NAD? We will cover the essentials and explain about each of these nutrients below.  What is Glutathione? Glutathione or GSH (tripeptide of glutamic acid, cysteine, and glycine) is referred to as the body’s “master antioxidant” or the “mother of all antioxidants” because it is your body’s primary and most prevalent protector, found in all mammalian tissue. Types of Glutathione There is a lot of confusion about GSH and what makes an effective glutathione supplement. There are different types, different formulas, and a lot of different companies saying different things. L-Glutathione or Reduced Glutathione because it is the most commonly found, least expensive, and the true core behind other forms you will find. There is some debate whether L-Glutathione alone can be effective taken orally. The theory being the enzymes in your stomach break it down before it can ever reach the blood stream and become useful. Some  evidence ...

SME or also known as Small and Medium-sized Enterprises are businesses that maintain revenues, assets, or a number of employees below a certain threshold. These business entities are often regarded as the heartbeat of Malaysia’s emerging and developing economies. Apart from providing vast numbers of employment opportunities, SME businesses are generally entrepreneurial in nature, helping to shape innovation. Generally, there are two criteria to be met in order for your business to qualify as an SME -- your annual sales turnover and the number of full time employees in your company. This also implies differently for each economy sector: Manufacturing (Small SMEs) Sales turnover RM300,000 to < RM15 million Full time employees 5 to < 75 people Manufacturing (Medium SMEs) Sales turnover RM15 million to < RM50 million Full time employees 75 to < 200 people Services & Others   (Small SMEs) Sales turnover RM300,000 to < RM3 million Full time employees 5 to < 30 ...