Top XRP ETFs to Watch in 2026: Dominating Holdings, Low Fees, and Performance Insights (January 2026 Update)

The XRP ETF ecosystem has exploded in November 2025, with four major U.S. spot ETFs launching between November 13 and November 24, driving cumulative inflows past $1 billion since Canary's (XRPC) debut. Regulatory tailwinds from the SEC's July 2025 guidance and Ripple's $125 million settlement have fueled this surge, alongside XRP's price holding above $2.20 (currently ~$2.22, up 1.4% intraday despite broader market volatility). 

A fierce "fee war" has pushed U.S. spot expense ratios to historic lows (0.19–0.35%), with waivers extending through mid-2026 for many. Analysts now project $10–15 billion in total inflows over the next 12 months, as spot products capture 85%+ of flows. European and Canadian ETFs continue to thrive for regional investors, while futures-based options suit leveraged traders.
On November 13, 2025, Canary Capital's Canary XRP ETF (ticker: XRPC) became the first pure-play spot XRP ETF to trade on a major U.S. exchange (Nasdaq). Its debut was explosive: $58 million in day-one trading volume — the highest of any ETF launched in 2025 — and early inflows topping $245 million, edging out even the strongest Solana ETF debut.
This rapid rollout validates years of anticipation: resolved regulatory hurdles, proven real-world utility on the XRP Ledger, and surging demand for diversified crypto exposure beyond Bitcoin and Ethereum. Analysts now project $5–10 billion+ in cumulative inflows over the next 6–12 months, with a fierce fee war pushing expense ratios toward 0.20–0.50%.

For long-term holders, spot ETFs are the clear winner — direct XRP backing, no tracking error from futures roll costs, and seamless access via traditional brokerage accounts. Below is the updated ranking of the top products to watch right now.

Spot XRP ETFs have become a reality, and institutional capital is flowing in. Total spot XRP ETF assets have surpassed $1.3 billion since launch in late 2025, with a long streak of positive inflows and growing institutional adoption — even as price action remains volatile. 24/7 Wall St.

Despite broader crypto market headwinds early in 2026, XRP has gained above key $2 levels and has seen notable ETF-driven inflows contributing to renewed interest. Barron's

Top XRP ETFs to Watch in 2025

1. Leading XRP ETFs in 2026

1. Canary Capital XRP ETF (U.S. Spot)
  • Ticker: XRPC (TradingView)
  • Launch date: November 13, 2025
  • Key metrics: Record $58M day-1 trading volume; ~$250M+ early inflows
  • Current AUM: ~$349M (TradingView)
  • Expense ratio: 0.21% (waived to 0.20% on first $500M through Q1 2026)
  • Why watch: First-mover advantage, strongest ETF debut of 2025, pure-play spot exposure
  • Highlights: Record-breaking 2025 ETF debut ($59M day-one volume), 727K shares traded on Nov 18

2. Bitwise XRP ETF (U.S. Spot)
  • Ticker: XRP (TradingView)
  • Launch date: November 20, 2025 (bitwiseinvestments.com)
  • Key metrics: Expected very high institutional inflows
  • Expense ratio: 0.34% (0% fee for first month on first $500M)
  • Why watch: Institutional favorite, transparent custody, aggressive low-fee leader
  • Current AUM: ~$262M (TradingView)
  • Current inflows: $118M | Early volume: $16M in first 2 hours
  • Highlights: Seeded with 1.11M XRP, Coinbase institutional custody

3. Franklin Templeton XRP Trust/ETF (U.S. Spot)
  • Ticker: XRPZ (TradingView)
  • Launch date: November 24, 2025
  • Key metrics: Backed by a manager with $1.6T total AUM
  • Expense ratio: 0.19% (fully waived to 0% until $1B AUM)
  • Why watch: Massive brand power, potential for billions in inflows
  • Current AUM: ~$245M (TradingView)
  • Highlights: Lowest fee in spot crypto ETF history, $7.5M volume in first hours, backed by $1.69T asset manager.

4. Grayscale XRP ETF (U.S. Spot)
  • Ticker: GXRP
  • Launch date: November 24, 2025
  • Key metrics: Converting from existing Grayscale XRP Trust
  • Expense ratio: 0.35% (waived to 0% for 3 months or until $1B) (etfs.grayscale.com)
  • Why watch: Large pre-existing trust AUM, possible redemption dynamics.
  • Initial AUM: ~$12M | Early volume: $1.1M
  • Highlights: Leverages Grayscale’s existing investor pipeline for rapid scaling.

5. Purpose XRP ETF (Canada Spot)
  • Ticker: Various (CAD/USD units)
  • Launch date: Earlier 2025
  • Key metrics: Strong retail adoption in Canada
  • Expense ratio: 0% fee waiver extended into 2026 → then ~0.89%
  • Why watch: Currently the lowest effective fee globally
6. 3iQ XRP ETF (Canada Spot)
  • Launch date: June 2025
  • Key metrics: >$100M CAD AUM
  • Expense ratio: Low (post-waiver)
  • Why watch: Cost-effective Canadian alternative
7. 21Shares XRP ETP (Europe Spot ETP)
  • Ticker: 21XP (and variants)
  • Launch date: Pre-2025
  • Key metrics: Dominant liquidity in Europe
  • Expense ratio: ~2.50%
  • Why watch: Primary institutional gateway for European investors
8. Teucrium XRP ETF (U.S. Futures-based)
  • Ticker: XXRP
  • Launch date: Earlier 2025
  • Key metrics: ~$450M+ AUM
  • Expense ratio: ~1.89%
  • Why watch: Legacy futures option; still relevant for traders (leveraged versions available)

Secondary / Niche Products (mostly overshadowed by spot now)

  • ProShares Ultra XRP (UXRP) – 2× leveraged futures
  • Volatility Shares XRP ETF (XRPI) – 1× futures
    These are mainly for short-term trading due to tracking error over longer periods.

2. Fee Environment and Competitiveness

  • North American XRP ETFs like Purpose and 3iQ are aggressively pursuing fee reductions with temporary management fee waivers to attract investor capital.

  • Volatility Shares and ProShares ETFs, operating primarily with futures contracts in the U.S., have fees that tend to be slightly higher due to leverage and complex futures strategies.

  • European ETP providers, such as 21Shares, maintain higher fees (around 2.50%) but compensate with extensive operational history and strong liquidity.

3. Dominating Holdings and Market Influence

  • Teucrium’s XRP ETF recently reached close to $400 million in AUM, showing robust investor appetite following ETF launches and bullish price moves.

  • Canadian ETFs by Purpose and 3iQ are rapidly gaining ground, pooling assets through low fee structures and transparent spot exposure.

  • 21Shares commands significant institutional flow as the largest XRP ETP in Europe.

  • Institutional buying is also evidenced by growing "whale" wallet volumes, suggesting accumulating demand ahead of anticipated spot ETF approvals.


4. Market Trends & ETF Flow Data (Jan 2026)

Inflow Momentum: Spot XRP ETFs have drawn strong institutional capital since their late-2025 debuts, crossing ~$1.3 billion in assets in just ~50 days, and with long stretches of net positive daily inflows before late-December. 24/7 Wall St.

Price Context:

  • XRP price has seen rallies above $2.30 in early January 2026, partly attributed to ETF demand. Barron's

  • Earlier periods showed price weakness despite regulatory victories and inflows. TradingView

Regulation & Listings:

  • The shift toward approved spot ETFs marks a major evolution in XRP’s institutional infrastructure post-SEC litigation resolution.

  • Canada remains a notably active jurisdiction for spot XRP ETF offerings. purposeinvest.com


5. Spot ETF vs Futures ETF: What Investors Should Know

  • Spot ETFs

    • Hold actual XRP tokens, offering direct price exposure that tracks XRP’s spot market value very closely.

    • Typically have lower tracking error and simpler cost structures (custody costs are included in fees).

    • Preferred for long-term investors seeking straightforward and transparent crypto ownership.

  • Futures ETFs

    • Invest in XRP futures contracts rather than the underlying tokens.

    • Exposure can diverge from spot prices due to futures market conditions like contango or backwardation.

    • Require rolling of contracts, which may generate additional costs and tracking inefficiencies.

    • May include leverage to amplify returns and risks, suited to more active or tactical investors.

  • In 2025, the U.S. market primarily features futures-based XRP ETFs due to regulatory pathways, while Canadian and European markets offer physically backed spot ETFs.

  • Pending SEC approvals for several spot XRP ETFs could transform the U.S. landscape by providing simpler, direct exposure options for investors.


6. What’s Next for XRP ETFs in 2026

Ongoing Watchpoints

  • New ETF Filings & Expansions: Continued SEC filings and potential approvals of additional spot products could expand choices.

  • Flows vs Price Divergence: Institutional flows may continue to outpace price gains if retail participation lags.

  • Global ETF Development: European and other jurisdictional XRP ETP/ETF innovations may further broaden access.

Macro & Crypto Context:

  • Broader crypto market dynamics and macro risk sentiment will influence capital flows into XRP and other digital assets.

  • Near-term forecasts remain mixed, with some analysts projecting upside catalysts while others caution weakness or sideways price action.

Always double-check the latest AUM, exact tickers, and expense ratios on the issuers’ websites or ETF.com, as new launches and updates are happening daily. This is not financial advice — DYOR (Do Your Own Research).

Editor's Note: Our approach never chases short-term hype. Instead, our analysts, supported by AI, carefully select recommendations designed to build portfolios that compound over the long term. Investors must be prepared to position themselves and hold through market volatility to realize sustained growth and achieve their financial goals.

Disclaimer

The information presented in this article is intended for general informational purposes only and should not be construed as professional financial, investment, or medical advice. The revenue figures, company rankings, and projections are based on publicly available data, company reports, and industry estimates as of 2025. All currency conversions, where applicable, are based on annual average exchange rates.

While efforts have been made to ensure the accuracy and timeliness of the information, One Day Advisor and the article’s authors do not guarantee the completeness, reliability, or suitability of the content for any particular purpose. Readers are encouraged to verify details independently and consult qualified professionals before making any business, investment, or healthcare decisions based on the information provided.

The article may reference ongoing developments, regulatory actions, or market events that are subject to change. One Day Advisor is not responsible for any losses or damages arising from the use of this information.

References

  1. https://etfdb.com/etfs/currency/cryptocurrency/
  2. https://www.binance.com/en/square/post/22388215815106
  3. https://stockanalysis.com/etf/compare/xrpi/
  4. https://www.volatilityshares.com/xrpi
  5. https://www.21shares.com/en-eu/product/axrp
  6. https://coinmarketcap.com/currencies/xrp-etf/
  7. https://www.grayscale.com/funds/grayscale-xrp-trust
  8. https://www.sec.gov/Archives/edgar/data/1683471/000089418925000233/teucriumxrpetfs.htm
  9. https://www.proshares.com/globalassets/proshares/prospectuses/uxrp_summary_prospectus.pdf
  10. https://www.barchart.com/stocks/quotes/XRP.TO/comparison
  11. https://www.tradingview.com/news/newsbtc:06502fb87094b:0-japanese-financial-giant-sbi-moves-forward-with-bitcoin-xrp-etf-application/
  12. Top Bitcoin, Ethereum, and XRP ETFs to Watch in October 2025: Updated Performance, AUM, and Investment Insights
  13. Top Bitcoin ETFs to Watch in 2025: Dominating Holdings, Low Fees, and Performance Insights
  14. Top Gold ETFs to Watch in 2025: Best Picks for Strong Returns and Low Costs
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  17. Stablecoins in 2025: Market Analysis, Regulatory Landscape, Adoption Trends, and Investment Opportunities
  18. Best Cryptocurrency Exchanges of 2025
  19. AI Crypto Price Predictions for 2026: Investor Outlook on Bitcoin, Ethereum, Solana & Altcoins

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