Here's The Real Reason Warren Buffett Doesn't Invest In Technology — Or Bitcoin | Business Insider

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Here's The Real Reason Warren Buffett Doesn't Invest In Technology — Or Bitcoin | Business Insider

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Glutathione vs NAD: What's the Difference?

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What's the difference between glutathione and NAD? We will cover the essentials and explain about each of these nutrients below.  What is Glutathione? Glutathione or GSH (tripeptide of glutamic acid, cysteine, and glycine) is referred to as the body’s “master antioxidant” or the “mother of all antioxidants” because it is your body’s primary and most prevalent protector, found in all mammalian tissue. Types of Glutathione There is a lot of confusion about GSH and what makes an effective glutathione supplement. There are different types, different formulas, and a lot of different companies saying different things. L-Glutathione or Reduced Glutathione because it is the most commonly found, least expensive, and the true core behind other forms you will find. There is some debate whether L-Glutathione alone can be effective taken orally. The theory being the enzymes in your stomach break it down before it can ever reach the blood stream and become useful. Some  evidence ...
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12 Best SME Business Loans in Malaysia 2024

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SME or also known as Small and Medium-sized Enterprises are businesses that maintain revenues, assets, or a number of employees below a certain threshold. These business entities are often regarded as the heartbeat of Malaysia’s emerging and developing economies. Apart from providing vast numbers of employment opportunities, SME businesses are generally entrepreneurial in nature, helping to shape innovation. Generally, there are two criteria to be met in order for your business to qualify as an SME -- your annual sales turnover and the number of full time employees in your company. This also implies differently for each economy sector: Manufacturing (Small SMEs) Sales turnover RM300,000 to < RM15 million Full time employees 5 to < 75 people Manufacturing (Medium SMEs) Sales turnover RM15 million to < RM50 million Full time employees 75 to < 200 people Services & Others   (Small SMEs) Sales turnover RM300,000 to < RM3 million Full time employees 5 to < 30 ...
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Cryptocurrency Malaysia Securities Commission: LIST OF REGISTERED DIGITAL ASSET EXCHANGES IN MALAYSIA (2024)

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Following the coming into force of the Capital Markets and Services (Prescription of Securities) (Digital Currency and Digital Token) Order 2019 on 15 January 2019, and the subsequent issuance of the revised Guidelines on Recognized Markets on 31 January 2019 to introduce new requirements for DAX operators, the SC has now registered three Recognized Market Operators (RMOs) to establish and operate digital asset exchanges in Malaysia. Entities which have not been approved by the SC, including those which have previously been operating under the transitional period, are required to cease all activities immediately and return all monies and assets collected from investors. These lists will regularly be updated and members of the public are encouraged to refer to these lists when dealing with digital asset exchanges. (Updated list as of 23 February 2024) 1. Luno Malaysia Sdn. Bhd. Horizen Penthouse, 1 Powerhouse No.1, Persiaran Bandar Utama, Bandar Utama 47800 Petaling Jaya, Selangor, Mala...
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10 Best Credit Cards for Hospital Bills in Singapore 2024

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If you are looking for the best credit cards for hospital bills in Singapore , you've come to the right place. Whether you're dealing with big doctors' bills right now or regularly spend on your health, you may be interested in a credit card that offers rewards for medical spend. Most credit cards actively exclude hospital spend from earning rewards. So, to make things easier, the experts from Value Champion have scoured the terms & conditions of 100+ cards in Singapore to find which actually do provide cash rebates or miles. Earning Rewards on Hospital Bills & Why We Selected these Cards Medical bills, whether for a doctor or a hospital visit, can be quite expensive and are sometimes difficult to pay off all at once. Facing such a large bill can certainly be daunting, but doing so also presents the opportunity to earn significant cashback or miles (the greater the spend, the greater the return). Additionally, some credit cards offer 0% interest instalment plans wh...
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Bitcoin Malaysia: How to buy Bitcoin or Crypto in Malaysia 2024

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A cryptocurrency is a digital or virtual currency that is secured by cryptography, which makes it nearly impossible to counterfeit or double-spend. On Jan 1, 2024, Bitcoin was at RM198,911. In December 2024,  Bitcoin set a new all-time high of USD 100,000  (RM442,000) for the first time. Many cryptocurrencies are decentralised networks based on blockchain technology—a distributed ledger enforced by a disparate network of computers. A defining feature of cryptocurrencies is that central authorities generally do not issue them, rendering them theoretically immune to government interference or manipulation. Pic by Bloomberg Lately, many types of cryptocurrencies have been making headlines on the news. This is because of their increasing prices which are making tons of investors happy. Wh...
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Perplexity Review: AI-powered "Answer Engine" 2024

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In the video below, computer scientist and AI researcher Lex Fridman interviews Aravind Srinivas, CEO of Perplexity, an AI-powered “answer engine.” Unlike typical search engines, which require you to sort through pages of results to find the information you need, Perplexity provides a real-time answer to your query. One of the pitfalls of current AI technologies like ChatGPT is the tendency to hallucinate or fabricate information on occasion. To minimize this risk, you can ask it to provide source links and verify the accuracy of the information given. However, Perplexity addresses this issue from the start, and while it can still hallucinate, it has a factual grounding. “[Perplexity] aims to revolutionize how we humans get answers to questions on the internet. It combines search and large language models, LLMs, in a way that produces answers where every part of the answer has a citation to human-created sources on the web,” Fridman says...
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20 Best Medical Cards in Malaysia 2024

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Private hospitals in Malaysia will normally require a deposit before they admit you. This can usually be paid by cash, debit card or credit card. However, if you have a medical card, most private hospitals will accept admission without the deposit (cashless admission), after receiving the guarantee letter from the medical insurance company. If you do not have a medical card, you might want to consider having one. Given the options available, it's not easy to decide which of these to choose from. We take a look at the most popular medical cards in Malaysia and try to assist you in deciding which gives you the best value. Source: The Star Online, "Planning for healthcare costs in retirement", 4 October 2015 Compare best medical cards offering cashless admissions with flexible benefits and paying 100% of your medical bills, from major insurers in Malaysia. Here is the list: AIA Medical Card Malaysia WEBSITE:  www.aia.com.my ADDRESS: Menara AIA, 99 Jalan Amp...
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Online MBA in Malaysia: 6 Best Online MBA Programs and MBA Reviews 2024

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Online MBA Malaysia Masters of Business Administration (MBA) are postgraduate degree programs in business administration. MBA is a program designed for students who want to further their academic skills and broaden their knowledge in the business space. Students gain a broad understanding of the key functions of a range of business areas and use these skills to contribute to lon term direction of a business. Some MBA program classes are online, students will not have to appear too many face to face classes. Schedules may not be as stringent when taking lessons online. Students can work on and carry out assignments when they are ready and at their personal pace.  There are many online MBA programs available both locally and globally. This is not a simple decision as it involves a significant amount of investment in terms of time and money. Ask your friends and seniors for advice.  We have selected 6 online MBA programs for you to choose. The selection of the online ...
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10 Best E Wallets in Malaysia 2024

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An e-wallet is a feature within an app that allows transactions to be made via a smartphone. Similar to a traditional 'wallet', the e-wallet stores digital cash instead of physical cash. The prominence of e-wallets in Malaysia has grown significantly in the past few years, with its huge growth mainly driven by the government’s efforts and active marketing efforts by various companies. Credit: CompareHero.my Let’s check out the popular eWallets in Malaysia now with their payment method, top up method and other features as below: 1) E Wallet Touch 'n GO Courtesy of tngdigital.com.my TouchnGO eWallet is owned by TNG Digital Sdn Bhd, It’s an all in one e-wallet service covering all existing and future Touch ‘n Go products & services, with the Slogan “Shaping the future of e-payments for Malaysians”. Payment Method : QR Code Transfer to Friends : Yes, with Phone Number Top Up Method : FPX, Credit or Debit Card, Reload Pin, or Auto Reload Merchants : Over 100K Merchants as at...
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Estate Planning in Malaysia: Importance, Process, Will vs Trust, and Challenging a Will

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Estate planning is the process of preparing for the management and distribution of one's assets and properties upon death or incapacity. In Malaysia, estate planning is crucial to avoid legal issues and disputes among family members and beneficiaries. In this article, we will discuss the importance of estate planning in Malaysia, the estate planning process, will vs trust in Malaysia, and how to challenge a will in Malaysia. Why is Estate Planning Important in Malaysia? Without proper estate planning, the distribution of a deceased's assets and properties will be governed by the Distribution Act 1958 or the Islamic Family Law (Federal Territories) Act 1984 (applicable to Muslims). These laws may not necessarily reflect the deceased's wishes or the family's needs, causing disputes and legal battles among the beneficiaries. Moreover, estate planning can help reduce the burden of taxes and administrative costs on the beneficiaries. Proper planning can minimize or eliminate...
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