20 Best Medical Cards in Malaysia 2024
Private hospitals in Malaysia will normally require a deposit before they admit you. This can usually be paid by cash, debit card or credit card. However, if you have a medical card, most private hospitals will accept admission without the deposit (cashless admission), after receiving the guarantee letter from the medical insurance company.
If you do not have a medical card, you might want to consider having one. Given the options available, it's not easy to decide which of these to choose from.
WEBSITE: www.aia.com.my
This plan is only available for Malaysian citizens residing in Malaysia.
This plan is commission-free and no intermediaries are involved in the sales or marketing of AIA Med Basic.
WEBSITE: www.prudential.com.my
ADDRESS: Ground Floor, Menara Prudential, Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur
CONTACT DETAILS: 03 2116 0228
OPERATING HOURS: Mon-Fri 8:30am – 5:15pm
WEBSITE: online.takaful-malaysia.com.my
ADDRESS: 14th Floor, Annexe Block, Menara Takaful Malaysia, No. 4, Jalan Sultan Sulaiman, 50000 Kuala Lumpur P.O. Box 11483, 50746 Kuala Lumpur.
CONTACT DETAILS: 1300 820031
OPERATING HOURS: Mon-Thurs 8:30 am – 5:00 pm, Fri 8:30 am – 4:30 pm
The Takaful myClick MediCare Medical Card is the first-ever fully underwritten online medical plan in Asia.
Takaful Malaysia medical card panel hospitals: Click here
WEBSITE: https://www.greateasternlife.com/my/en/personal-insurance/our-products/health-insurance.htmlADDRESS: Menara Great Eastern, 303 Jalan Ampang, 50450 Kuala Lumpur
CONTACT DETAILS: 1300-1300 88
OPERATING HOURS: Monday to Friday 8:30am to 5:15pm
If you do not have a medical card, you might want to consider having one. Given the options available, it's not easy to decide which of these to choose from.
We take a look at the most popular medical cards in Malaysia and try to assist you in deciding which gives you the best value.
Source: The Star Online, "Planning for healthcare costs in retirement", 4 October 2015 |
Compare best medical cards offering cashless admissions with flexible benefits and paying 100% of your medical bills, from major insurers in Malaysia.
Here is the list:
Here is the list:
AIA Medical Card Malaysia
WEBSITE: www.aia.com.my
ADDRESS: Menara AIA, 99 Jalan Ampang, 50450 Kuala Lumpur
CONTACT DETAILS: 1300-88-1899
CONTACT DETAILS: 1300-88-1899
OPERATING HOURS: Mon-Fri 8:30am-4:30pm
AIA A-Plus Health Medical Card
Room & Board: up to RM500
Annual Limit: up to RM2m
Lifetime Limit: No limit
AIA A-Plus Med Medical Card
Room & Board: up to RM500
Annual Limit: up to RM260k
Lifetime Limit: No limit
AIA A-Life Med Regular Medical Card
Room & Board: up to RM250
Annual Limit: up to RM150k
Lifetime Limit: Not applicable
AIA Med Basic
AIA Med Basic provides you with coverage for medical treatment and hospitalisation at an affordable and cheap price. This plan is suitable for you if you are looking for basic medical coverage. You can purchase AIA Med Basic directly online and be protected immediately.This plan is only available for Malaysian citizens residing in Malaysia.
This plan is commission-free and no intermediaries are involved in the sales or marketing of AIA Med Basic.
Room & Board: Reimbursement up to RM100 per day for your room and board for a maximum of 120 days per year.
Annual Limit: The maximum eligible medical expenses payable by AIA is RM20,000 annuallyLifetime Limit: up to RM80,000
Prudential Medical Card Malaysia
WEBSITE: www.prudential.com.my
ADDRESS: Ground Floor, Menara Prudential, Persiaran TRX Barat, 55188 Tun Razak Exchange, Kuala Lumpur
CONTACT DETAILS: 03 2116 0228
OPERATING HOURS: Mon-Fri 8:30am – 5:15pm
Prudential PRUValue Med Medical Card (Rider)
Room & Board: up to RM600
Annual Limit: Not applicable
Lifetime Limit: Not applicable
Prudential PRUMillion Med Medical Card (Rider)
Room & Board: up to RM500
Annual Limit: up to RM2m
Lifetime Limit: Not applicable
Prudential PRUsenior med Medical Card
Room & Board: from RM200
Annual Limit: Not applicable
Lifetime Limit: up to RM225k
Prudential PRUHealth Medical Card
Room & Board: up to RM600
Annual Limit: up to RM250k
Lifetime Limit: up to RM2.6m
PRUMillion Med vs PRUValue Med
PRUMillion Med is a newer medical plan as compared to PRUValue Med. PRUValue's weaknesses of standalone lifetime limit for outpatient cancer & kidney dialysis makes it unfavorable among the other options available now.According to an answer on Lowyat.net:
Major differences is that PMM has an annual limit of RM1.38m (with higher insurance charges naturally) as compared to PVM. For PVM, if one is able to claim up to RM1M cummulative, Prudential will pay 80% of the bill, whilst client has to pay 20%.
Cancer treatment and kidney dialysis is claimable up to RM1.5M for PVM as compared to PMM that has an annual limit of RM1.38M.
Cancer treatment and kidney dialysis is claimable up to RM1.5M for PVM as compared to PMM that has an annual limit of RM1.38M.
Takaful Medical Card Malaysia
WEBSITE: online.takaful-malaysia.com.my
ADDRESS: 14th Floor, Annexe Block, Menara Takaful Malaysia, No. 4, Jalan Sultan Sulaiman, 50000 Kuala Lumpur P.O. Box 11483, 50746 Kuala Lumpur.
CONTACT DETAILS: 1300 820031
OPERATING HOURS: Mon-Thurs 8:30 am – 5:00 pm, Fri 8:30 am – 4:30 pm
The Takaful myClick MediCare Medical Card is the first-ever fully underwritten online medical plan in Asia.
Takaful myClick MediCare Medical Card
Room & Board: up to RM200
Annual Limit: up to RM100k
Lifetime Limit: Not applicable
Takaful myHealth Protector Medical Card
Room & Board: up to RM500
Annual Limit: up to RM275k
Lifetime Limit: No limit
ADDRESS: Level 29, Menara Allianz Sentral, 203, Jalan Tun Sambanthan, Kuala Lumpur Sentral, 50470 Kuala Lumpur.
CONTACT DETAILS: 1300 22 5542
OPERATING HOURS: Mon-Fri 8:00 am – 8:00 pm
CONTACT DETAILS: 1300 22 5542
OPERATING HOURS: Mon-Fri 8:00 am – 8:00 pm
Allianz MediAdvantage Medical Card
Room & Board: As Charged
Annual Limit: up to RM8m
Lifetime Limit: up to RM16m
Allianz Diabetic Essential Medical Card
Room & Board: up to RM400
Annual Limit: up to RM1.4m
Lifetime Limit: up to RM4.2m
Allianz Booster Care Medical Card
Room & Board: As Charged
Annual Limit: up to RM200k
Lifetime Limit: RM1m
Allianz Care Individual Medical Card
Room & Board: up to RM400
Annual Limit: up to RM125k
Lifetime Limit: Not applicable
Allianz MediSafe Infinite+ Medical Card
Room & Board: up to RM500
Annual Limit: up to RM2.5m
Lifetime Limit: No limit
ADDRESS: Menara Chulan, 3, Jalan Conlay, 50450 Kuala Lumpur.
CONTACT DETAILS: (+603) 2170 8282
OPERATING HOURS: Mon to Fri: 8.30am to 5.30pm
AXA Medical Card Malaysia
CONTACT DETAILS: (+603) 2170 8282
OPERATING HOURS: Mon to Fri: 8.30am to 5.30pm
AXA Affin eMedic Medical Card
Room & Board: up to RM250
Annual Limit: up to RM100k
Lifetime Limit: No limit
AXA eMedic is one of Malaysia’s first standalone comprehensive and affordable or cheap online medical card designed especially for young adults to have easily accessible protection against the inflation of medical fees.
AXA Affin SmartCare Optimum Plus Medical Card
Room & Board: up to RM500
Annual Limit: up to RM2.1m
Lifetime Limit: Not applicable
AXA Affin SmartCare Optimum Medical Card
Room & Board: up to RM500
Annual Limit: up to RM500k
Lifetime Limit: Not applicable
Great Eastern Medical Card Malaysia
WEBSITE: https://www.greateasternlife.com/my/en/personal-insurance/our-products/health-insurance.html
CONTACT DETAILS: 1300-1300 88
OPERATING HOURS: Monday to Friday 8:30am to 5:15pm
Great Eastern Smart Medic Medical Card
Room & Board: up to RM400
Annual Limit: up to RM200k
Lifetime Limit: up to RM2m
Great Eastern Smart Extender Max Medical Card
Room & Board: up to RM400
Annual Limit: up to RM2m
Lifetime Limit: No limit
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